Portland, ME · Public

University of Southern Maine Cost, Tuition and Student Budget 2026

University of Southern Maine cost profile summarizes tuition, total annual cost, average net price, student debt, median earnings, graduation outcomes, and value signals for 2026 budget-focused university comparison.

Budget Snapshot Moderate value signal Value Score:
Total Cost$23,717
Net Price$13,596
Median Earnings$49,958
Graduation Rate40.4%
Median Debt$12,887
Admission Rate79.2%
Student Count4,222
SAT Average1,116

University of Southern Maine Student Budget Calculator 2026

Estimate how much money you may still need per year using this university's reported cost data plus your grants, family support, savings, work income, and student loans.

Estimated annual cost $13,596
Money available $0
Still needed per year $13,596
Monthly gap $1,133

Four-year projection: about $54,384 still needed over four years if the same gap repeats.

Loan projection: borrowing $0 per year equals about $0 over four years, compared with reported median debt of $12,887.

This calculator is an estimate. Actual aid, housing, residency status, program fees, family income, and borrowing limits can change the final budget.

University Cost and Earnings View

Money Profile

Median earnings$49,958Total cost$23,717Net price$13,596Median debt$12,887

Value Score Comparison

University of Southern ...53.9Dataset avg54.3ME avg54.5
Median earnings11% weaker than dataset average
$49,958
Total annual cost45% better than dataset average
$23,717
Average net price37% better than dataset average
$13,596
Graduation rate16.5 percentage points weaker than dataset average
40.4%
Median debt21% better than dataset average
$12,887

How This University Cost Compares

Dataset Average

Value Score: 54.3

Net Price: $21,437

Earnings: $55,928

ME Average

Value Score: 54.5

Net Price: $20,349

Earnings: $54,234

Best Use of This Page

Compare this university against schools with similar location, type, net price, total cost, debt, and earnings. A high value score is useful, but graduation rate and debt should be read together with it.

Student Fit Signals

  • Affordability: Net price is $13,596, compared with reported total cost of $23,717.
  • Outcomes: Median earnings are $49,958 and the graduation rate is 40.4%.
  • Debt pressure: Median debt is $12,887, while the loan share is 34.7%.
  • Access profile: Admission rate is 79.2% and Pell Grant share is 28.3%.
Full University Cost Data Snapshot
School TypePublic
LocationPortland, ME
Admission Rate79.2%
In-State Tuition$11,284
Out-of-State Tuition$27,944
Total Cost$23,717
Net Price$13,596
Median Earnings$49,958
Graduation Rate40.4%
Median Debt$12,887
Pell Grant Share28.3%
Loan Share34.7%
Average Faculty Salary$10,420
Official WebsiteVisit website

Value Score Methodology

Value Score = earnings 20.0 + graduation 10.1 + net price 10.5 + total cost 7.0 + debt 6.3 = 53.9/100. Uses median earnings, graduation rate, net price, total cost, and median debt.

Earnings20.0$49,958 · max 40 pts
Graduation10.140.4% · max 25 pts
Net Price10.5$13,596 · max 15 pts
Total Cost7.0$23,717 · max 10 pts
Debt6.3$12,887 · max 10 pts

The score is a comparison signal on a 0-100 scale. It is not a guarantee of future salary, admission outcome, financial aid, or final student cost.