Louisville, KY · Private Nonprofit

Spalding University Cost, Tuition and Student Budget 2026

Spalding University cost profile summarizes tuition, total annual cost, average net price, student debt, median earnings, graduation outcomes, and value signals for 2026 budget-focused university comparison.

Budget Snapshot Moderate value signal Value Score:
Total Cost$45,530
Net Price$25,491
Median Earnings$49,438
Graduation Rate51.7%
Median Debt$20,500
Admission Rate99.5%
Student Count583
SAT Average977

Spalding University Student Budget Calculator 2026

Estimate how much money you may still need per year using this university's reported cost data plus your grants, family support, savings, work income, and student loans.

Estimated annual cost $25,491
Money available $0
Still needed per year $25,491
Monthly gap $2,124

Four-year projection: about $101,964 still needed over four years if the same gap repeats.

Loan projection: borrowing $0 per year equals about $0 over four years, compared with reported median debt of $20,500.

This calculator is an estimate. Actual aid, housing, residency status, program fees, family income, and borrowing limits can change the final budget.

University Cost and Earnings View

Money Profile

Median earnings$49,438Total cost$45,530Net price$25,491Median debt$20,500

Value Score Comparison

Spalding University47.7Dataset avg54.3KY avg52.4
Median earnings12% weaker than dataset average
$49,438
Total annual cost5% weaker than dataset average
$45,530
Average net price19% weaker than dataset average
$25,491
Graduation rate5.1 percentage points weaker than dataset average
51.7%
Median debt26% weaker than dataset average
$20,500

How This University Cost Compares

Dataset Average

Value Score: 54.3

Net Price: $21,437

Earnings: $55,928

KY Average

Value Score: 52.4

Net Price: $16,468

Earnings: $46,861

Best Use of This Page

Compare this university against schools with similar location, type, net price, total cost, debt, and earnings. A high value score is useful, but graduation rate and debt should be read together with it.

Student Fit Signals

  • Affordability: Net price is $25,491, compared with reported total cost of $45,530.
  • Outcomes: Median earnings are $49,438 and the graduation rate is 51.7%.
  • Debt pressure: Median debt is $20,500, while the loan share is 59%.
  • Access profile: Admission rate is 99.5% and Pell Grant share is 35.8%.
Full University Cost Data Snapshot
School TypePrivate Nonprofit
LocationLouisville, KY
Admission Rate99.5%
In-State Tuition$29,200
Out-of-State Tuition$29,200
Total Cost$45,530
Net Price$25,491
Median Earnings$49,438
Graduation Rate51.7%
Median Debt$20,500
Pell Grant Share35.8%
Loan Share59%
Average Faculty Salary$8,066
Official WebsiteVisit website

Value Score Methodology

Value Score = earnings 19.8 + graduation 12.9 + net price 6.5 + total cost 4.3 + debt 4.1 = 47.7/100. Uses median earnings, graduation rate, net price, total cost, and median debt.

Earnings19.8$49,438 · max 40 pts
Graduation12.951.7% · max 25 pts
Net Price6.5$25,491 · max 15 pts
Total Cost4.3$45,530 · max 10 pts
Debt4.1$20,500 · max 10 pts

The score is a comparison signal on a 0-100 scale. It is not a guarantee of future salary, admission outcome, financial aid, or final student cost.