Saint Cloud, MN · Public

Saint Cloud State University Cost, Tuition and Student Budget 2026

Saint Cloud State University cost profile summarizes tuition, total annual cost, average net price, student debt, median earnings, graduation outcomes, and value signals for 2026 budget-focused university comparison.

Budget Snapshot Moderate value signal Value Score:
Total Cost$21,116
Net Price$13,529
Median Earnings$55,813
Graduation Rate40.3%
Median Debt$14,362
Admission Rate94.8%
Student Count5,088
SAT Average1,092

Saint Cloud State University Student Budget Calculator 2026

Estimate how much money you may still need per year using this university's reported cost data plus your grants, family support, savings, work income, and student loans.

Estimated annual cost $13,529
Money available $0
Still needed per year $13,529
Monthly gap $1,127

Four-year projection: about $54,116 still needed over four years if the same gap repeats.

Loan projection: borrowing $0 per year equals about $0 over four years, compared with reported median debt of $14,362.

This calculator is an estimate. Actual aid, housing, residency status, program fees, family income, and borrowing limits can change the final budget.

University Cost and Earnings View

Money Profile

Median earnings$55,813Total cost$21,116Net price$13,529Median debt$14,362

Value Score Comparison

Saint Cloud State Unive...56.2Dataset avg54.3MN avg54.8
Median earnings0% weaker than dataset average
$55,813
Total annual cost51% better than dataset average
$21,116
Average net price37% better than dataset average
$13,529
Graduation rate16.5 percentage points weaker than dataset average
40.3%
Median debt11% better than dataset average
$14,362

How This University Cost Compares

Dataset Average

Value Score: 54.3

Net Price: $21,437

Earnings: $55,928

MN Average

Value Score: 54.8

Net Price: $21,767

Earnings: $56,957

Best Use of This Page

Compare this university against schools with similar location, type, net price, total cost, debt, and earnings. A high value score is useful, but graduation rate and debt should be read together with it.

Student Fit Signals

  • Affordability: Net price is $13,529, compared with reported total cost of $21,116.
  • Outcomes: Median earnings are $55,813 and the graduation rate is 40.3%.
  • Debt pressure: Median debt is $14,362, while the loan share is 23.5%.
  • Access profile: Admission rate is 94.8% and Pell Grant share is 21.7%.
Full University Cost Data Snapshot
School TypePublic
LocationSaint Cloud, MN
Admission Rate94.8%
In-State Tuition$10,245
Out-of-State Tuition$10,245
Total Cost$21,116
Net Price$13,529
Median Earnings$55,813
Graduation Rate40.3%
Median Debt$14,362
Pell Grant Share21.7%
Loan Share23.5%
Average Faculty Salary$11,863
Official WebsiteVisit website

Value Score Methodology

Value Score = earnings 22.3 + graduation 10.1 + net price 10.5 + total cost 7.4 + debt 5.9 = 56.2/100. Uses median earnings, graduation rate, net price, total cost, and median debt.

Earnings22.3$55,813 · max 40 pts
Graduation10.140.3% · max 25 pts
Net Price10.5$13,529 · max 15 pts
Total Cost7.4$21,116 · max 10 pts
Debt5.9$14,362 · max 10 pts

The score is a comparison signal on a 0-100 scale. It is not a guarantee of future salary, admission outcome, financial aid, or final student cost.