Cambridge, MA · Private Nonprofit

Massachusetts Institute of Technology Cost, Tuition and Student Budget 2026

Massachusetts Institute of Technology cost profile summarizes tuition, total annual cost, average net price, student debt, median earnings, graduation outcomes, and value signals for 2026 budget-focused university comparison.

Budget Snapshot Strong value signal Value Score:
Total Cost$82,730
Net Price$20,111
Median Earnings$143,372
Graduation Rate96.4%
Median Debt$12,462
Admission Rate4.6%
Student Count4,535
SAT Average1,560

Massachusetts Institute of Technology Student Budget Calculator 2026

Estimate how much money you may still need per year using this university's reported cost data plus your grants, family support, savings, work income, and student loans.

Estimated annual cost $20,111
Money available $0
Still needed per year $20,111
Monthly gap $1,676

Four-year projection: about $80,444 still needed over four years if the same gap repeats.

Loan projection: borrowing $0 per year equals about $0 over four years, compared with reported median debt of $12,462.

This calculator is an estimate. Actual aid, housing, residency status, program fees, family income, and borrowing limits can change the final budget.

University Cost and Earnings View

Money Profile

Median earnings$143,372Total cost$82,730Net price$20,111Median debt$12,462

Value Score Comparison

Massachusetts Institute...78.8Dataset avg54.3MA avg56.6
Median earnings156% better than dataset average
$143,372
Total annual cost91% weaker than dataset average
$82,730
Average net price6% better than dataset average
$20,111
Graduation rate39.6 percentage points better than dataset average
96.4%
Median debt23% better than dataset average
$12,462

How This University Cost Compares

Dataset Average

Value Score: 54.3

Net Price: $21,437

Earnings: $55,928

MA Average

Value Score: 56.6

Net Price: $27,939

Earnings: $68,570

Best Use of This Page

Compare this university against schools with similar location, type, net price, total cost, debt, and earnings. A high value score is useful, but graduation rate and debt should be read together with it.

Student Fit Signals

  • Affordability: Net price is $20,111, compared with reported total cost of $82,730.
  • Outcomes: Median earnings are $143,372 and the graduation rate is 96.4%.
  • Debt pressure: Median debt is $12,462, while the loan share is 6.7%.
  • Access profile: Admission rate is 4.6% and Pell Grant share is 19.3%.
Full University Cost Data Snapshot
School TypePrivate Nonprofit
LocationCambridge, MA
Admission Rate4.6%
In-State Tuition$62,396
Out-of-State Tuition$62,396
Total Cost$82,730
Net Price$20,111
Median Earnings$143,372
Graduation Rate96.4%
Median Debt$12,462
Pell Grant Share19.3%
Loan Share6.7%
Average Faculty Salary$24,177
Official WebsiteVisit website

Value Score Methodology

Value Score = earnings 40.0 + graduation 24.1 + net price 8.3 + total cost 0.0 + debt 6.4 = 78.8/100. Uses median earnings, graduation rate, net price, total cost, and median debt.

Earnings40.0$143,372 · max 40 pts
Graduation24.196.4% · max 25 pts
Net Price8.3$20,111 · max 15 pts
Total Cost0.0$82,730 · max 10 pts
Debt6.4$12,462 · max 10 pts

The score is a comparison signal on a 0-100 scale. It is not a guarantee of future salary, admission outcome, financial aid, or final student cost.