Charlotte, NC · Private Nonprofit

Johnson C Smith University Cost, Tuition and Student Budget 2026

Johnson C Smith University cost profile summarizes tuition, total annual cost, average net price, student debt, median earnings, graduation outcomes, and value signals for 2026 budget-focused university comparison.

Budget Snapshot Review carefully Value Score:
Total Cost$34,923
Net Price$20,894
Median Earnings$42,680
Graduation Rate34.3%
Median Debt$20,500
Admission Rate45.2%
Student Count1,244
SAT AverageN/A

Johnson C Smith University Student Budget Calculator 2026

Estimate how much money you may still need per year using this university's reported cost data plus your grants, family support, savings, work income, and student loans.

Estimated annual cost $20,894
Money available $0
Still needed per year $20,894
Monthly gap $1,741

Four-year projection: about $83,576 still needed over four years if the same gap repeats.

Loan projection: borrowing $0 per year equals about $0 over four years, compared with reported median debt of $20,500.

This calculator is an estimate. Actual aid, housing, residency status, program fees, family income, and borrowing limits can change the final budget.

University Cost and Earnings View

Money Profile

Median earnings$42,680Total cost$34,923Net price$20,894Median debt$20,500

Value Score Comparison

Johnson C Smith University43.5Dataset avg54.3NC avg51.0
Median earnings24% weaker than dataset average
$42,680
Total annual cost19% better than dataset average
$34,923
Average net price3% better than dataset average
$20,894
Graduation rate22.5 percentage points weaker than dataset average
34.3%
Median debt26% weaker than dataset average
$20,500

How This University Cost Compares

Dataset Average

Value Score: 54.3

Net Price: $21,437

Earnings: $55,928

NC Average

Value Score: 51.0

Net Price: $19,857

Earnings: $48,924

Best Use of This Page

Compare this university against schools with similar location, type, net price, total cost, debt, and earnings. A high value score is useful, but graduation rate and debt should be read together with it.

Student Fit Signals

  • Affordability: Net price is $20,894, compared with reported total cost of $34,923.
  • Outcomes: Median earnings are $42,680 and the graduation rate is 34.3%.
  • Debt pressure: Median debt is $20,500, while the loan share is 74.6%.
  • Access profile: Admission rate is 45.2% and Pell Grant share is 69.5%.
Full University Cost Data Snapshot
School TypePrivate Nonprofit
LocationCharlotte, NC
Admission Rate45.2%
In-State Tuition$21,300
Out-of-State Tuition$21,300
Total Cost$34,923
Net Price$20,894
Median Earnings$42,680
Graduation Rate34.3%
Median Debt$20,500
Pell Grant Share69.5%
Loan Share74.6%
Average Faculty Salary$7,806
Official WebsiteVisit website

Value Score Methodology

Value Score = earnings 17.1 + graduation 8.6 + net price 8.0 + total cost 5.6 + debt 4.1 = 43.5/100. Uses median earnings, graduation rate, net price, total cost, and median debt.

Earnings17.1$42,680 · max 40 pts
Graduation8.634.3% · max 25 pts
Net Price8.0$20,894 · max 15 pts
Total Cost5.6$34,923 · max 10 pts
Debt4.1$20,500 · max 10 pts

The score is a comparison signal on a 0-100 scale. It is not a guarantee of future salary, admission outcome, financial aid, or final student cost.