South Bend, IN · Public

Indiana University-South Bend Cost, Tuition and Student Budget 2026

Indiana University-South Bend cost profile summarizes tuition, total annual cost, average net price, student debt, median earnings, graduation outcomes, and value signals for 2026 budget-focused university comparison.

Budget Snapshot Moderate value signal Value Score:
Total Cost$17,364
Net Price$8,653
Median Earnings$44,947
Graduation Rate40.1%
Median Debt$12,000
Admission Rate83.8%
Student Count3,933
SAT Average1,081

Indiana University-South Bend Student Budget Calculator 2026

Estimate how much money you may still need per year using this university's reported cost data plus your grants, family support, savings, work income, and student loans.

Estimated annual cost $8,653
Money available $0
Still needed per year $8,653
Monthly gap $721

Four-year projection: about $34,612 still needed over four years if the same gap repeats.

Loan projection: borrowing $0 per year equals about $0 over four years, compared with reported median debt of $12,000.

This calculator is an estimate. Actual aid, housing, residency status, program fees, family income, and borrowing limits can change the final budget.

University Cost and Earnings View

Money Profile

Median earnings$44,947Total cost$17,364Net price$8,653Median debt$12,000

Value Score Comparison

Indiana University-Sout...54.5Dataset avg54.3IN avg55.6
Median earnings20% weaker than dataset average
$44,947
Total annual cost60% better than dataset average
$17,364
Average net price60% better than dataset average
$8,653
Graduation rate16.7 percentage points weaker than dataset average
40.1%
Median debt26% better than dataset average
$12,000

How This University Cost Compares

Dataset Average

Value Score: 54.3

Net Price: $21,437

Earnings: $55,928

IN Average

Value Score: 55.6

Net Price: $19,440

Earnings: $55,908

Best Use of This Page

Compare this university against schools with similar location, type, net price, total cost, debt, and earnings. A high value score is useful, but graduation rate and debt should be read together with it.

Student Fit Signals

  • Affordability: Net price is $8,653, compared with reported total cost of $17,364.
  • Outcomes: Median earnings are $44,947 and the graduation rate is 40.1%.
  • Debt pressure: Median debt is $12,000, while the loan share is 34.9%.
  • Access profile: Admission rate is 83.8% and Pell Grant share is 42.7%.
Full University Cost Data Snapshot
School TypePublic
LocationSouth Bend, IN
Admission Rate83.8%
In-State Tuition$8,424
Out-of-State Tuition$22,811
Total Cost$17,364
Net Price$8,653
Median Earnings$44,947
Graduation Rate40.1%
Median Debt$12,000
Pell Grant Share42.7%
Loan Share34.9%
Average Faculty Salary$7,053
Official WebsiteVisit website

Value Score Methodology

Value Score = earnings 18.0 + graduation 10.0 + net price 12.1 + total cost 7.8 + debt 6.6 = 54.5/100. Uses median earnings, graduation rate, net price, total cost, and median debt.

Earnings18.0$44,947 · max 40 pts
Graduation10.040.1% · max 25 pts
Net Price12.1$8,653 · max 15 pts
Total Cost7.8$17,364 · max 10 pts
Debt6.6$12,000 · max 10 pts

The score is a comparison signal on a 0-100 scale. It is not a guarantee of future salary, admission outcome, financial aid, or final student cost.