Brownwood, TX · Private Nonprofit

Howard Payne University Cost, Tuition and Student Budget 2026

Howard Payne University cost profile summarizes tuition, total annual cost, average net price, student debt, median earnings, graduation outcomes, and value signals for 2026 budget-focused university comparison.

Budget Snapshot Review carefully Value Score:
Total Cost$46,766
Net Price$23,627
Median Earnings$48,376
Graduation Rate28%
Median Debt$11,892
Admission Rate67.4%
Student Count713
SAT Average1,026

Howard Payne University Student Budget Calculator 2026

Estimate how much money you may still need per year using this university's reported cost data plus your grants, family support, savings, work income, and student loans.

Estimated annual cost $23,627
Money available $0
Still needed per year $23,627
Monthly gap $1,969

Four-year projection: about $94,508 still needed over four years if the same gap repeats.

Loan projection: borrowing $0 per year equals about $0 over four years, compared with reported median debt of $11,892.

This calculator is an estimate. Actual aid, housing, residency status, program fees, family income, and borrowing limits can change the final budget.

University Cost and Earnings View

Money Profile

Median earnings$48,376Total cost$46,766Net price$23,627Median debt$11,892

Value Score Comparison

Howard Payne University44.2Dataset avg54.3TX avg54.0
Median earnings14% weaker than dataset average
$48,376
Total annual cost8% weaker than dataset average
$46,766
Average net price10% weaker than dataset average
$23,627
Graduation rate28.8 percentage points weaker than dataset average
28%
Median debt27% better than dataset average
$11,892

How This University Cost Compares

Dataset Average

Value Score: 54.3

Net Price: $21,437

Earnings: $55,928

TX Average

Value Score: 54.0

Net Price: $18,948

Earnings: $54,006

Best Use of This Page

Compare this university against schools with similar location, type, net price, total cost, debt, and earnings. A high value score is useful, but graduation rate and debt should be read together with it.

Student Fit Signals

  • Affordability: Net price is $23,627, compared with reported total cost of $46,766.
  • Outcomes: Median earnings are $48,376 and the graduation rate is 28%.
  • Debt pressure: Median debt is $11,892, while the loan share is 69.3%.
  • Access profile: Admission rate is 67.4% and Pell Grant share is 44.3%.
Full University Cost Data Snapshot
School TypePrivate Nonprofit
LocationBrownwood, TX
Admission Rate67.4%
In-State Tuition$34,982
Out-of-State Tuition$34,982
Total Cost$46,766
Net Price$23,627
Median Earnings$48,376
Graduation Rate28%
Median Debt$11,892
Pell Grant Share44.3%
Loan Share69.3%
Average Faculty Salary$6,842
Official WebsiteVisit website

Value Score Methodology

Value Score = earnings 19.4 + graduation 7.0 + net price 7.1 + total cost 4.2 + debt 6.6 = 44.2/100. Uses median earnings, graduation rate, net price, total cost, and median debt.

Earnings19.4$48,376 · max 40 pts
Graduation7.028% · max 25 pts
Net Price7.1$23,627 · max 15 pts
Total Cost4.2$46,766 · max 10 pts
Debt6.6$11,892 · max 10 pts

The score is a comparison signal on a 0-100 scale. It is not a guarantee of future salary, admission outcome, financial aid, or final student cost.